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Pennington Traditional Business Credit Line

Pennington Consulting Group | Pennington Traditional Business Credit Line

Do you need a business line of credit? (Not credit cards a true business credit line)

If you’re a business owner in need of open-ended access to credit for ongoing needs such as seasonal working capital or inventory management, a business line of credit might be the solution for managing your cash flow. Ideal for Established (at least 2 years old) businesses looking for an unsecured financing solution to supplement cash flow, take advantage of unexpected business opportunities, expand your business or cover for any business expenditure. Also included in our Program this will provides optional overdraft protection for your business checking account.

Variable Rate

Flexible revolving credit lines starting at $50,000-$1M+

Fast, easy access to funds whenever you need them—online, over the phone or in a banking center

Pay no interest until you draw funds

Pay in full or over time

SBA Express Options Available

Flexible Access by check, online, telephone or Credit card.

Most Programs with NO ANNUAL FEE.

Interest Only payments

How it Works

Get fast, convenient access to up to $1M+ cash without fees1 when you use free personalized Business Line checks to pay vendors or employees, make larger purchases and more from your line of credit account.
Or, access your line of credit with the Business Line Card access and make business purchases at retailers, online and anywhere credit cards are accepted. Get up to four personalized access cards, so all owners of your business can access your line of credit.

Secure your Credit Line

  • A blanket lien on your assets and borrow up to 70% of accounts receivables and 40% of inventory
  • A certificate of deposit and borrow up to 100%
  • Your Business Equity with our Business Equity Line of Credit Program Commercial Line Of Credit


Monthly Payment Options Monthly interest-only payments automatically deducted from your business checking account during revolving credit period. Principal payments can also be made by the borrower at any time. Also Variable terms up to 15 years available.

Low Interests

  • Rates as low as 4.99% for FULL DOC applicants
  • As low as 7.99% for STATED INCOME applicants
  • All our products are unsecured. We do not collateralize or lien against any personal property or commercial property.

Lines will not report to credit bureaus

Lines will only report to your new business credit profile. So in the near future you do not have to depend on your personal credit for future business financing needs.Drawing these credit lines will not affect your debt/credit ratio, thereby protecting your personal credit for personal needs (auto loans, mortgages, student loans, personal credit cards).

No Doc or Full Doc & Verification

We have products that tailor to how established your business is. If your business is a start up, we have No Doc products available. If your business is established and showing profit, we have full doc products available.

No Upfront Costs

With our pay per performance pledge, you will not be charged a dime until you receive your funding.

Call Us Today

Call us today and schedule a consultation 800-910-3570

Apply Now

Fill out our contact form and a representative will contact you within 24 hours.

Apply Now
Pennington Consulting Group | Goals

Pennington Consulting Group Funding Programs are available for all types of businesses. We are committed to helping you get the money you need now and work with hundreds of funding sources that are perfect for your needs.

Since expanding nationwide in 2011 we have helped many business owners just like you get hundreds of thousands of dollars in business credit lines and loans. We help small to large size businesses in almost any industry: Storefront Businesses, Real Estate, Home Based, Internet, Home Services (plumbing, electrical, etc.), just to name a few. Again with our “Pay Per Performance Pledge" you will never have to pay a dime until you receive your lines of credit or get approved for your loan

Whether it’s time to finance a golden opportunity, your family or you just need a little extra cash to get through an unexpected emergency, expect more loans and credit services from Pennington Consulting Services. Whatever goal you’re trying to achieve, whatever need you’re trying to meet, our F.I.C.O-approved consultants will be happy to assist you in determining what loan option will work best for you.

1. My bank turned me down, can I still qualify?

2. What can I use unsecured business credit lines for?

Anything! Most of our clients use their credit line to help grow their business and/or catch up on some past due bills.

3. Do I need to provide income or revenue documentation?

Yes and no. In most cases we don’t ask for income or revenue statements We have different programs that are perfect for you.

4. How does the guarantee work?

It’s simple, we guarantee results or there’s no cost to you!

5. What if I’m a Start-up?

Start-ups, new businesses, Internet businesses, real estate, high risk businesses, etc. We have the right program for you!

6. I have great credit, why shouldn’t I just go to my bank?

Most traditional banks require collateral, income verification and excellent credit to get approved. To make matters worse the funding process may take 30 to 90 days or more and you still may not get approved.

7. How long will it lake to receive my funds with this program?

If qualified, our clients will receive their guaranteed funds in as little as 7 to 14 days.

8. What If I my credit is not so good?

No problem, we have programs that can help you. Call today and let us explain how our programs can work for you.

9. How do I qualify?

We have simple 3 step process. Call today and let one of our professionals find the right program for you: 1-800-910-3570

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